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E-mail: nasvet@generali-investments.si
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Increase the value of your money in the long term by investing in several subfunds of your choice at the same time. Every month, you can put aside the amount of your choice (starting at EUR 30).
You choose your own amount
The lowest and the highest monthly contributions are EUR 30 and EUR 400, respectively.
Lower
risk
Through monthly payments, you reduce the risk of entering a capital market at an inappropriate moment.
Temporary freezing
You may decide at any time to temporarily freeze monthly payments, or increase/decrease the amount of contributions.
Several funds at the same time
To diversify your portfolio and increase its long-term stability, your money will be distributed among the subfunds chosen by the investor.
Easy payment methods
Payments are carried out automatically through SEPA direct debit so you have nothing to worry about.
Flexibility
The investor choose the number and proportion of the subfunds in the savings plan at any time, according to your goals and market situation.
Access to your money
You can withdraw your savings (completely or partially) at any time.
Tell us about your wishes, the acceptable risk level, the amount you would like to invest, and the time period of investment. Based on that and together with you, we can compose a portfolio of funds or prepare a savings plan.
| Minimum monthly contribution: | 30 EUR |
|---|---|
| Payment method: | Payments are carried out automatically through SEPA direct debit |
| Entry charge: | Levied according to the scale of entry charges |
| Exit charge: | None |
Access to
your money
Lower
risk
Flexibility
Temporary
freezing
* Performance is not guaranteed, and may be higher or lower than estimated.
When building your savings plan, you can freely choose between 15 subfunds of the Generali Umbrella Fund.
The investor selects the share of an individual subfund in the savings plan, rounded to an integer.
It is recommended that you choose a subfund structure that fits your investor profile.
When identifying your investor profile, you should take into account your subjective risk appetite and your objective risk-bearing capacity.
Complete the questionnaire and find out about your investor profile
Conservative
Balanced
Dynamic
Conservative profile
Recommended exposure to equity subfunds for the conservative profile is between 0% and 40%, and recommended exposure to money market and bond subfunds is between 60% and 100%.
Balanced profile
Recommended exposure to equity subfunds for the balanced profile is between 30% and 70%, and recommended exposure to money market and bond subfunds is between 30% and 70%.
Dynamic profile
Recommended exposure to equity subfunds for the conservative profile is between 60% and 100%, and recommended exposure to money market and bond subfunds is between 0% and 40%.
You choose your own subfund combination in the My Selection savings plan. We recommend that you take into account the type of investor you are and what risk you are willing to take.
View investment profiles with different combinations of subfunds and their risk levels*.
How much of a decline in asset value over a one-year period would you be willing to accept?
10 %
30 %
Generali MM
25 %
Generali Bond
25 %
Generali Corporate Bonds
20 %
Generali Galileo
How much of a decline in asset value over a one-year period would you be willing to accept?
Up to 30 %
30 %
Generali MM
30 %
Generali Bond
25 %
Generali First Selection
5 %
Generali New Markets
5 %
Generali Technology
5 %
Generali Rastko Europe
How much of a decline in asset value over a one-year period would you be willing to accept?
Above 30 %
15 %
Generali MM
15 %
Generali Bond
30 %
Generali America
20 %
Generali Rastko Europe
5 %
Generali Technology
10 %
Generali New Markets
5 %
Generali India - China
*The synthetic risk and reward indicator shows the relationship between the risk and potential return of your investment in the subfund. It is based on fluctuations in the fund’s unit value (UV) over the last five years.
Historical data, such as is used in calculating the synthetic indicator, may not be a reliable indication of the future risk profile of the subfund. The risk and reward category shown is not guaranteed to remain unchanged and the categorisation of the subfund may shift over time. A lower category on the scale does not mean a risk-free investment.
The My Selection fund package is a savings option with single contributions made to the package account via SEPA direct debits and allocated into the Generali Umbrella Fund subfunds. Each contribution is distributed to any number and share of subfunds chosen by the investor, with each subfund share rounded to a whole number. Entry charges are levied according to the scale of entry charges applicable to single payments. No exit charges apply.
For more information consult www.generali-investments.si. Generali Umbrella Fund and its 16 subfunds are managed by Generali Investments – Management company LLC, Dunajska cesta 63, Ljubljana.
The printed versions of the Umbrella Fund Prospectus including the Management Rules, the Key Investor Information Documents (KIIDs) of the subfunds and the most recently published audited annual and semi-annual reports of the Umbrella Fund in Slovenian are available to investors free of charge at the Management Company’s headquarters and subscription offices, and online at www.generali-investments.si. Past performance of investing in a fund is not an indication of its future performance. Variations in fund unit values largely depend on the situation in capital markets. As unit values may grow or fall, future returns can either be higher or lower than past returns. There is a likelihood that investors may not be repaid all assets invested in a subfund during the saving period. Fund prices are published in the daily newspapers Delo, Dnevnik, Finance and Večer. Up to 100% of assets of Generali Bond and Generali MM subfunds may be invested in bonds and/or money market instruments of a single issuer being a state, a local or regional community or an international organization. At least 90% of assets of Generali First Selection are placed in units of other funds.
** Performance is not guaranteed, and may be higher or lower than estimated.
During the investment period, you can change the composition and shares of the subfunds at any time and adapt them to your goals, wishes or market situation.
Tell us about your wishes, the acceptable risk level, the amount you would like to invest, and the time period of investment. Based on that and together with you, we can compose a portfolio of funds or prepare a savings plan.
Enter your contact details and select a FREE appointment at our office, or provide your personal details and we will contact you to arrange an appointment.
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